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Joel Nelson CFP
Sow Wisely Traveling Partners Look to the Horizon
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Invest In Your Future

You have a unique opportunity to craft your own future. Sure, there are lots of things outside of your control. But what you focus on, what you keep in front of you, what you invest your time, talent and money in, that’s what forms you and your distinctive future. 

Our goal is to help you invest in your future. We want to serve you by helping you define your unique financial situation. Understanding who you are and what you believe helps us bring wisdom to your goals and create prudent strategies to achieve your purposes. 

Your investments need to flow out of your goals and your personality. The best and most enjoyable way to invest in your future is one you understand and are comfortable with. 

We look forward to partnering with you. The best partners travel well together. They’ve got an eye on the horizon, but they live right in the moment. Sowing wisely, enjoying the journey, sharing the story.

Helpful Content

Should You Tap Retirement Savings to Fund College?

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

Traditional vs. Roth IRA

Traditional vs. Roth IRA

One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.

Understanding the Alternate Valuation Date

Understanding the Alternate Valuation Date

Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."

 

The Lowdown on Those Free Credit Scores

What’s the deal with your yearly free credit report?

How Will Working Affect Social Security Benefits?

Knowing the rules may help you decide when to start benefits.

What You Should Do About Insurance Following a Divorce

In the face of divorce, making changes to insurance coverage may be overlooked.

Understanding the Basics of Medigap Policies

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

Options When Your CD Matures

Knowing your options when a CD matures can help you make a sound investment decision.

Split Annuity Strategy

Here's one strategy that combines two different annuities to generate income and rebuild principal.

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Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

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Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

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The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

It Was the Best of Times, It Was the Worst of Times

All about how missing the best market days (or the worst!) might affect your portfolio.

Should I Invest In REITs?

Are Real Estate Investment Trusts right for your portfolio?

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

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